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How it works

Funding in 3 easy steps.

Apply in 10 minutes, get a decision in under 24 hours and receive funds within 1 hour of acceptance — no personal guarantees, no equity, no hidden fees.

The process

Three steps, one decision in 24 hours.

Every step is designed to be fast, transparent and free of paperwork. Here is exactly what happens at each stage:

1

Tell us about your business

Complete the online application in under 10 minutes. We only ask for the essentials: business name, website or e-shop, main sales platform, industry, years in operation and your monthly revenue.

  • No physical documents required at this stage
  • Free eligibility check — no commitment
  • Submitting an application does not affect your credit score

What happens next: eligibility check and review of your application by our team.

2

Securely connect your platforms

Through an encrypted, read-only connection, link your e-shop (Shopify, WooCommerce, Amazon, custom store) and your business bank account. This lets us see your real sales data.

  • Bank-grade encryption (TLS 256-bit)
  • Read-only access — we never move or hold your funds
  • Data is used exclusively for your assessment

What happens next: financial review of your business.

3

Get approved for funding

You receive a decision in under 24 hours and, if approved, a binding offer with clear terms: amount, fee and repayment plan — all locked in before you accept.

  • Decision in under 24 hours
  • Binding offer before you accept
  • Disbursement within 1 hour of acceptance, into your business account

What happens next: disbursement and repayment as a percentage of sales or via fixed instalments, depending on the product.

Your application journey

1 Eligibility

2 Application

3 Financial review

4 Binding offer

5 Disbursement

What you need

Three basic criteria — nothing more.

We don't ask for business plans, guarantees or mortgages. If your business meets the following, you're on the right track:

  • 6+ months in operation — your business has been active for at least six months.
  • €10,000+ monthly revenue — steady, verifiable sales through your e-shop or online platforms.
  • Business registered in Greece or Cyprus — operating in either country.
  • Business bank account — in the company's name.
  • Legal representative — authorised to sign on behalf of the company.

Don't meet a criterion yet? No problem — check again in 3 months or talk to our team about next steps.

The criteria at a glance

Compare your own numbers with what we ask for — in 30 seconds.

6+
months in operation
€10,000+
monthly revenue
GR / CY
registered business
24h
decision

The same criteria apply to businesses in Cyprus — same process, same speed.

Concerns

What businesses ask us most before getting started.

Transparency at every step. The most common concerns businesses raise with us — and our clear answers:

“Will it affect my credit score?”

We run a soft credit check only during assessment — it does not affect your credit score.

  • Soft check only, visible only to you
  • No impact on your rating
  • No impact on future bank applications

“Do you require guarantees or equity?”

No. We finance the business, not the individual: no personal guarantees, no equity, no mortgages.

  • No personal guarantees
  • No equity — you keep 100% control
  • No restrictions on how you use the funds

“What happens to my data?”

We operate fully GDPR-compliant. Your data is encrypted, used exclusively for your assessment and never shared with third parties for marketing.

  • Read-only access to your platforms
  • No selling or sharing with third parties for marketing
  • Full rights to access, correct and delete your data (Privacy Policy)

Ready to get started?

Complete the application in 10 minutes and receive a binding offer in under 24 hours.

Apply now Talk to us first